Our Model

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DROUGHT INSURANCE

EXCESS RAIN INSURANCE

COMPREHENSIVE COFFEE INSURANCE

TYPHOON INSURANCE

HOW SATELLITE BASED DROUGHT INSURANCE WORKS

GET A QUOTE

Your premium is based on the size of your farm, the value of what you grow, the risk of drought in your area and the duration of your cover.

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PAY YOUR PREMIUM

The insurer will issue you a quote and provide you with payment options. Once payment is made the policy contract will be sent to you electronically, or by post if you choose. It will state the agreed threshold triggers that will result automatic claims payouts.

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LOW RAINFALL AUTOMATICALLY TRIGGERS CLAIMS

Our technology continually scans satellite-based rainfall data from the CHIRPS Weather Dataset. If the cumulative rain in the location you have selected is below the predetermined threshold, then a claim will be automatically triggered.

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GET PAID IN WITHIN 30 DAYS

If a claim is triggered, a payment will be made to you typically within 30 days. No need to make a claim, the automated system does it for you.

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HOW SATELLITE BASED EXCESS RAIN INSURANCE WORKS?

GET A QUOTE

Your premium is based on the size of your farm, the value of what you grow, the risk of excess rain in your area and the duration of your cover.

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PAY YOUR PREMIUM

The insurer will issue you a quote and provide you with payment options. Once payment is made the policy contract will be sent to you electronically, or by post if you choose. It will state the agreed threshold triggers that will result automatic claims payouts.

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HIGH RAINFALL AUTOMATICALLY TRIGGERS CLAIMS

Our technology continually scans satellite-based rainfall data from the CHIRPS Weather Dataset. If the cumulative rain in the location you have selected is above the predetermined threshold, then a claim will be automatically triggered.

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GET PAID IN WITHIN 30 DAYS

If a claim is triggered, a payment will be made to you typically within 30 days. No need to make a claim, the automated system does it for you.

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HOW SATELLITE BASED COMPREHENSIVE COFFEE INSURANCE WORKS?

GET A QUOTE

Your premium is based on the size of your coffee farm, the value of your crop, and the risks during key growing seasons: excess rain during flowering and harvesting, and drought during the growing stage.

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PAY YOUR PREMIUM

The insurer will issue you a quote and provide you with payment options. Once payment is made the policy contract will be sent to you electronically, or by post if you choose. It will state the agreed threshold triggers that will result automatic claims payouts.

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SATELLITE DATA AUTOMATICALLY TRIGGERS CLAIMS

Our technology monitors weather conditions using satellite-based datasets, including rainfall and drought patterns.

  • During the flowering season, if the number of rainy days exceeds the accepted threshold, a claim is automatically activated.
  • During the growing season, if the cumulative rainfall in the selected location falls below the predetermined threshold, the system will trigger a claim.
  • During the harvest season, if the number of rainy days exceeds the accepted threshold during this period, a claim will be triggered.

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GET PAID IN WITHIN 30 DAYS

Claims are calculated for each season. If a claim is triggered, a payment will be made to you typically within 30 days. No need to make a claim, the automated system does it for you.

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HOW SATELLITE BASED TYPHOON INSURANCE WORKS

GET A QUOTE

Your premium is based on: 1. how much cover you want; 2. the risk of typhoons impacting your location; and 3. if you choose Gold, Silver or Bronze cover.

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PAY YOUR PREMIUM

The insurer will issue you a quote and provide you with payment options. Once payment is made the policy contract will be sent to you electronically, or by post if you choose. It will state the agreed typhoon triggers, such as storm category and distance to your registered asset location, that will result automatic claims payouts.

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DATA AUTOMATICALLY TRIGGERS CLAIMS

Our technology continually scans satellite-based weather data from the UCAR Weather Dataset. If a typhoon comes within 100, 50 or 25 km from the asset location you registered, then a claim is automatically triggered. The payout amount depends on the distance and the package you buy.

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GET PAID IN WITHIN 10 DAYS

If a claim is triggered, a payment will be made to you within 10 days after you submit your claim documents.

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